The Future of Financial Advice

Why You Should Choose Hourly Financial Planning

3/31/20232 min read

The Advisor of the future
The Advisor of the future

The world of financial advice is changing rapidly, and it's important to stay ahead of the curve. As technology continues to evolve, so does how we manage our money. Today, more than ever before, consumers have access to a wealth of information and tools to help them make informed financial decisions. But with so much information available, it can be overwhelming to navigate the world of finance on your own.

That's where financial advisors come in. A financial advisor can help you create a personalized plan to achieve your financial goals, whether it's saving for retirement, paying off debt, or investing in the stock market. However, not all financial advisers are created equal. Here are a few reasons why you should choose an hourly financial planner who is a Certified Financial Planner (CFP®) over a traditional commission-based investment advisor:

Unbiased Advice: One of the biggest benefits of hourly financial planning is that it provides unbiased advice. Unlike commission-based advisors, who may be incentivized to recommend certain financial products or investments, hourly planners are paid only for the time they spend with their clients. This means that they have no financial incentive to recommend any particular product or investment and can offer objective advice based solely on their client's needs and goals.

Personalized Recommendations: Hourly financial planners work with their clients on a one-on-one basis to create a customized financial plan that is tailored to their individual needs and circumstances. They take into account their client's goals, risk tolerance, and financial situation to create a plan that is right for them.

Lower Costs: Another advantage of hourly financial planning is that it can be more cost-effective than a commission-based or asset-based fee account. With hourly planning, you only pay for the time you need with your financial adviser rather than a percentage of the assets being managed. This can result in substantial savings, especially for those with larger portfolios.

As the world of finance continues to evolve, it's important to choose a financial advisor who can help you navigate the changing landscape. Hourly financial planning offers a number of advantages over traditional commission-based advising, including unbiased advice, personalized recommendations, and lower costs. If you're looking for a financial advisor who can help you achieve your financial goals, consider an hourly financial planner who is a Certified Financial Planner (CFP®). With their expertise and dedication to their client's success, you can feel confident in your financial future.

In addition to the financial benefits of working with an hourly financial planner who is a CFP®, there is also a valuable human component to consider. Money management and financial planning can be emotional topics, and an hourly advisor can provide the personalized human touch to help clients deal with these aspects. By working with a dedicated financial professional who takes the time to get to know their clients' unique needs and goals, you can feel more confident in your financial decisions and have the support you need to navigate the ups and downs of the market. With an hourly financial planner, you receive not only expert financial advice but also personalized guidance and emotional support to help you achieve your financial goals.